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Investments Self Managed Superannuation Funds Self Managed Superannuation Funds (SMSFs) are a very popular superannuation structure with some 395,000 SMSFs opereating within Australia (at September 2008). The money invested through SMSFs represents approximately 30% of all assets held in the Australian superannuation system. A Professional Investment Services authorised representative with SMSF authorisation can assist people interested in taking greater control over their superannuation in determining the suitability of a SMSF for their particular circumstances. Estate Planning It's only natural that we prefer not to think about death and, as a result many put off planning for this situation. However, it is vital to plan how you would like your assets to be divided in the event of your death to ensure they are distributed efficiently and according to your wishes. All sorts of problems can occur if you have not planned your affairs properly. Managed Funds Managed funds pool the money of individual investors who share common investment goals. Professional fund managers use the pool money to buy investments, such as shares, property, fixed interest and cash that are consistent with the fund's financial objective. Investment Strategies Figuring out which investments can best help you deliver your comfortable retirement requires an understanding of:
Gearing Structures Geared investments, or investments made with borrowed money are generally designed to increase the potential for tax deductible expenses such as interest costs. The goal of this strategy is for the assets purchased with borrowed money to increase and create a profit when sold after repayment of borrowed funds plus expenses. |